In case of buying smartphone over 30,000 AMD the creDit will be established through "ACBA BANK", "UNIBANK", "INECOBANK" "EVOCABANK" and "VTB-Armenia Bank"(online creDit). Here you can learn more about creDit terms.   ACBA BANK UNIBANK INECOBANK VTB-Armenia Bank (online creDit) AMERIABANK       EVOCABANK Age 20-65 Dium">21-65 Dium">21-70 18-70 20-65 20-65  Yearly interest rate Dium">21.6% Dium">21,5%   19-Dium">21,7% 0%-Dium">21.5%   Dium">21.5%     Dium">21%     Monthly clearing comiss