In case of buying smartphone over 30,000 AMD the creDit will be established through "ACBA BANK", "UNIBANK", "INECOBANK" "EVOCABANK" and "VTB-Armenia Bank"(online creDit). Here you can learn more about creDit terms.   ACBA BANK UNIBANK INECOBANK VTB-Armenia Bank (online creDit) AMERIABANK       EVOCABANK Age 20-65 21-65 21-70 18-70 20-65 20-65  Yearly interest rate 21.6% 21,5%   19-21,7% 0%-21.5%   21.5%     21%     Monthly clearing comiss

Region Community Region's Code Code within regions Aragatsotn       Aparan Aparan 252 --   Artavan 252 95   Quchak 252 91   Aparan CDMA 252   Aragats Aragats CDMA 257   Ashtarak Ashtarak 232 --   Oganavan 232 90   Byurakan 232 94   Asht

"Team Bonus" is a bonus program that allows subscribers of prepaid and postpaid tariff plans of the mobile and convergent mobile bundles of "Telecom Armenia" OJSC to accumulate bonus points and redeem them by acquiring a number of services offered by the Company at a Discount. 1. Registration 1.1 The program is available both for prepaid and postpaid physical entities of “Telecom Armenia” OJSC, using mobile, incluDing subscribers of the COSMO 2, 3, and 4 packages. The program is also availabl