Online credit

Online credit

Online credit enables you to make purchases from online shop (e-Shop) by paying with credit.

e-Shop

How to get online credit? (INECOBANK, UNIBANK)

  

  

Visit Team e-Shop and choose smartphone any product (besides numbers) and add to basket.

  

  

On order processing stage choose payment type "By Credit" and provide required documents

  

  

Our specialist will contact you to process your credit application

  

  

After successfully being granted a credit confirmation await your products.

How to get online credit (VTB BANK)

  

  

Visit Team e-Shop and choose smartphone and/or nice number and add to basket.

  

  

On order processing page, choose payment type "Credit" , click on "Apply" and apply for online credit by filling required fields.

  

  

After successful application you will get confirmation code to your phone number

  

  

Make an order by using confirmation code in "VTB code" field.

Nice numbers

Nice numbers

Nice numbers available by online credit with VTB bank

Buy now

Smartphones

Get any smartphone on credit online!

Buy now
Smartphones

FAQ

How to get an online credit? (UNIBANK, INECOBANK)

Step 1: Visit https://www.telecomarmenia.am/eshop, choose any smartphone, accessory or device and add to the basket. Check the basket for correctness and click on "Buy".

Step 2: On the order page fill in all required filelds and choose "By Credit" as a payment method.

Step 3: Provide necessary documents, carefully read and accept the agreement on the request and processing of information on financial obligations, and submit the order.

Step 4: Our specialist will contact you and verify the provided information.

Step 5: After verification your application will be processed by the chosen Bank and you will be informed on the results.

Step 6: After successful credit processing our specialist will contact you for order delivery or pick-up and agreement arrangement.

CREDIT OBLIGATION IS NOT CONSIDERED TO BE VALID BEFORE SIGNING THE CREDIT AGREEMENT!

How to get an online credit? (VTB)

Step 1: Visit https://www.telecomarmenia.am/eshop , choose the smartphone/accessory  and/or nice number and add to the basket. Check the basket for correctness and click on "Buy".

Step 2: On the order page choose Credit as a payment method and click on "Apply for Credit".

Step 3: Fill in the required fields and send the request. Pay attention to the email that you provided, it's important to provide you active email address. You will have to verify your phone number by typing the verification code sent to the number.

Step 4: Bank specialist will contact you and verify the provided information

Step 5:
After successful verification and loan approval you will receive an SMS with promo code and credit limit that you will be able to spend only in https://www.telecomarmenia.am/eshop

Step 6: Return to  https://www.telecomarmenia.am/eshop. Your basket is active for 1.5 hours, in case you returned after 1.5 hours you will need to add the products in the basket again.

Step 7: IMPORTANT: On the Order Processing page fill in the phone number that was provided to Bank for credit approval.

Fill in all the required information and on the Payment Method section choose “Credit” and fill in the promo code received via SMS in the “VTB code” field. Click on Apply. Your basket will be deducted by the credit sum. Delivery and Tariff price required for number purchase is not covered by credit and need to paid either in Offices or Online. Click on “Send request” to send the order for processing.

Step 8: After successful processing our specialist will contact you for order delivery or pick-up and agreement arrangement.

CREDIT OBLIGATION IS NOT CONSIDERED TO BE VALID BEFORE SIGNING THE CREDIT AGREEMENT!

What if I refuse to use the credit?

Credit is considered to be provided and valid only after receiving the product and signing the required documentation. In any other case you will not have any financial obligation. 

What if the approved credit limit is not covering the entire basket cost?

In case of partial payment’s coverage of the purchase amount, the occurred difference should be paid by any other available method (by cash or online transfer at service offices or to the courier upon delivery of the goods).

How to use the credit received?

Depending on the Bank which approved you the credit, you should do the following.

For VTB credit, please type received confimation code in the "VTB code" field in the Order processing page (code is valid for 15 days upon receival).

For UNIBANK and INECOBANK, please await our specialist to contact you once your application is being reviewed by the bank. In case of success, you will be instructed and delivered the goods.

How I can be informed about my request status?

Depending on the Bank you apply for a credit, please expect the following.

For VTB credit, after submission of necessary information, Bank specialists undertake to process your request and inform about the results in your personal online account, as well as by SMS notification to the number provided during registration, within next 24 hours (the exception may be non-working days of the Bank).

For UNIBANK and INECOBANK, Bank specialists undertake to process your request and our Specialists will inform you about the results within next 24 hours (the exception may be non-working days of the Bank).

What can I buy with a credit in Team e-Shop?

You can buy any smartphone, accessory or device available in Team e-Shop which summary value exceeds 30.000 AMD. Meanwhile nice numbers are avaialble for online credit only via VTB bank.

What are the credit terms?

Depending on the Bank you apply for a credit terms vary.

Bank VTB Armenia examines your application and informs about the conditions and terms of loan, as well as the credit limit, in your personal online account: https://www.vtb.am/am/login.

Credit terms of UNIBANK and INECOBANK are avaialble here for your reference  https://www.telecomarmenia.am/en/credit-terms/