Credit terms

In case of buying smartphone over 30,000 AMD the credit will be established through "ACBA BANK", "UNIBANK" and "INECOBANK".

Here you can learn more about credit terms.

  ACBA BANK UNIBANK INECOBANK VTB BANK ONLINE
Age 20-65 21-65 21-70 21-65
Yearly interest rate 11% 0% 19-21,7% 0%
Monthly clearing comission 0,5% 0,99% 0% 0.99%
Length of credit (months) 3-36 Only 36 3-42 Up to 36
Maximum amount of credit 3,500,000 AMD 1,500,000 AMD 5,000,000 AMD 1,000,000 AMD
Minimum amount of credit 30,000 AMD 30,000 AMD 30,000 AMD 30,000 AMD
Required documents Passport or ID-card and social card Passport or ID-card and social card Passport or ID-card and social card Passport or ID-card and social card
Actual registration Yes Yes Yes Yes
NKR registration Yes, in the case of the original certificate of actual residence in the Republic of Armenia Yes Yes Yes, if lives and works in the Republic of Armenia
Guarantor In case of exceeding 1,000,000 AMD No No No
Amount of smartphones per customer 2 2 2 1
Second sale to the same customer No more than 2 No more than 2 No more than 2 No
Registered employee Not required Not required Not required Required