Credit terms
In case of buying smartphone over 30,000 AMD the credit will be established through "ACBA BANK", "UNIBANK" and "INECOBANK".
Here you can learn more about credit terms.
ACBA BANK | UNIBANK | INECOBANK | VTB BANK ONLINE | |
Age | 20-65 | 21-65 | 21-70 | 21-65 |
Yearly interest rate | 11% | 0% | 16.99-20.9% | 0% |
Monthly clearing comission | 0,5% | 0,99% | 0% | 0.99% |
Length of credit (months) | 3-36 | Only 36 | 3-42 | Up to 36 |
Maximum amount of credit | 3,500,000 AMD | 1,500,000 AMD | 5,000,000 AMD | 1,000,000 AMD |
Minimum amount of credit | 30,000 AMD | 30,000 AMD | 30,000 AMD | 30,000 AMD |
Required documents | Passport or ID-card and social card | Passport or ID-card and social card | Passport or ID-card and social card | Passport or ID-card and social card |
Actual registration | Yes | Yes | Yes | Yes |
NKR registration | Yes, in the case of the original certificate of actual residence in the Republic of Armenia | Yes | Yes | Yes, if lives and works in the Republic of Armenia |
Guarantor | No | No | No | No |
Amount of smartphones per customer | 2 | 2 | 2 | 1 |
Second sale to the same customer | No more than 2 | No more than 2 | No more than 2 | No |
Registered employee | Not required | Not required | Not required | Required |