Credit terms
In case of buying smartphone over 30,000 AMD the credit will be established through "ACBA BANK", "UNIBANK" and "INECOBANK".
Here you can learn more about credit terms.
| ACBA BANK | UNIBANK | INECOBANK | VTB BANK ONLINE | |
| Age | 20-65 | 21-65 | 21-70 | 21-65 |
| Yearly interest rate | 11% | 0% | 16.99-20.9% | 0% |
| Monthly clearing comission | 0,5% | 0,99% | 0% | 0.99% |
| Length of credit (months) | 3-36 | Only 36 | 3-42 | Up to 36 |
| Maximum amount of credit | 3,500,000 AMD | 1,500,000 AMD | 5,000,000 AMD | 1,000,000 AMD |
| Minimum amount of credit | 30,000 AMD | 30,000 AMD | 30,000 AMD | 30,000 AMD |
| Required documents | Passport or ID-card and social card | Passport or ID-card and social card | Passport or ID-card and social card | Passport or ID-card and social card |
| Actual registration | Yes | Yes | Yes | Yes |
| NKR registration | Yes, in the case of the original certificate of actual residence in the Republic of Armenia | Yes | Yes | Yes, if lives and works in the Republic of Armenia |
| Guarantor | No | No | No | No |
| Amount of smartphones per customer | 2 | 2 | 2 | 1 |
| Second sale to the same customer | No more than 2 | No more than 2 | No more than 2 | No |
| Registered employee | Not required | Not required | Not required | Required |